There's a gap in the gig economy that doesn't get talked about enough. It's not taxes, though those are hard. It's not income volatility, though that's real too. It's healthcare — specifically, the reality that most 1099 workers are navigating the healthcare system completely alone.
No employer plan. No HR department to call. Just you, the marketplace, and a bill that keeps going up.
For years, ACA subsidies helped soften the blow of individual health insurance costs. But many of those enhanced subsidies have expired — and for a lot of solopreneurs, that meant premiums jumped sharply with little warning. For workers already managing unpredictable income, that's not just a financial burden. It's the kind of thing that pushes people into a difficult choice: pay more than they can afford, or go without.
That choice is not okay. And it's exactly why we made this partnership happen.
Today, we're excited to announce that Solo has partnered with River Health to bring affordable, real healthcare access to solopreneurs on our platform.
Transparent, flat-rate healthcare at $50/month and including unlimited virtual primary care, in-person doctor visits, prescriptions, behavioral health, labs, and more — with no hidden fees and no employer required.
River Health was built on a simple idea: healthcare should be predictable, accessible, and — most importantly — actually usable. That's exactly what solopreneurs need.
What's included through River Health:
River Health isn't a discount card or a workaround — it's a real healthcare benefit, built for people who work for themselves.
"Solopreneurs have been underserved for too long. River Health was built to change that and partnering with Solo means we can reach the workers who need this most, on a platform they already trust."
When we declared 2026 the Year of the Solopreneur, we meant something specific by it. It's not a marketing tagline. It's a commitment to close the gaps that have kept independent workers from having the same stability and support that traditional employees take for granted.
Taxes were gap one. Healthcare is gap two. There's more to come.
The tools to earn more, the tools to keep more, the tools to actually take care of yourself — that's what we're building. Because doing great work shouldn't mean choosing between your health and your livelihood.
"Independent workers are the backbone of the modern economy — they deserve the same access to quality healthcare that anyone else gets. This partnership is about closing that gap, and we're proud to be building it alongside River Health."
Solo members can now activate their River Health benefit directly from the Solo app. No employer needed.
Activate your plan →